Free to run. No account, no card.
See what's claimable, where the bill runs above what's covered, and your real out-of-pocket — at no cost. We don't paywall your result.
Everything you need to check a bill and settle from a position of knowledge.
- AI reading of your bill & policy — even scans and messy layouts
- Line-by-line claimable / overcharged / out-of-pocket breakdown
- A transparent rule citation behind every verdict
- Pre-check a planned procedure before you are admitted
- Export a branded PDF to share with family or your insurer
- Session-only privacy — nothing kept unless you save it
Informational estimate only — not legal, medical, or financial advice.
Billing questions
How much does VitalsPay cost?
The analysis is free to run. Upload or pick your documents, review the extracted details, and get your settlement estimate — no account and no card required.
Is there a catch or a hidden fee?
No. There is no paywall on your result and no charge to see what is claimable, overcharged, or your real out-of-pocket. If we ever add optional paid features, the core analysis will stay free.
Do I need an account or a subscription?
Neither. You can run an analysis straight away; your documents are kept only for your session unless you choose to save them.
Will you sell my data instead of charging me?
No. Your documents are used only to produce your result — never sold, and never used to train public AI models. See our Privacy Policy for the specifics.